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Card surcharge changes from 1 October

Changes are coming to card surcharges. The Reserve Bank of Australia says surcharges on debit and credit card transactions should end from 1 October 2026.

Generally, I have not and do not apply surcharges to client fees. My fees cover the cost of running a small business already, and this includes credit card surcharges. It is why my preferred method of payment is PayID or Direct Deposit.

For other businesses where you have been paying surcharges, keep an eye out for updates from the Australian Small Business and Family Enterprise Ombudsman or your service providers in the coming months. Link: https://www.ausbanking.org.au/surcharging/